Oh dear, oh dear, eing debtors to American finance houses is lethal miss one or two payments and they will close you down. They have never heard of Mercy.
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The state of footballing finances is an national, and international, disgrace but what do we really expect when it's run by the likes of FIFA & UEFA? Putrid from top to bottom with a few exceptions like ourselves.
FFP is a complete farce; zero vetting of dodgy owners; agents ringing untold millions out of the game keeping utterly garbage players in careers (Carroll, Anichibe etc al); the Barcelona financial farago etc etc etc. The list is fucking endless